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Who Is Actually Insured During the Leaseback Period
Who Is Actually Insured During the Leaseback Period

A standard homeowners policy does not automatically cover a tenant-occupied property.

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Home Insurance, Landlord Insurance, Realestate TransactionSmart Insurance Agency LUTCFJanuary 28, 2026Smart Insurance AgencyHome Insurance, Realestate Transaction, Leaseback
Homeowners vs Landlord Policy Mismatch
Homeowners vs Landlord Policy Mismatch

One of the most common leaseback mistakes is assuming a standard homeowners policy is “good enough.” In many cases, it isn’t. When a buyer allows a seller to remain in the home after closing, the buyer is no longer just a homeowner—they are legally a landlord.

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Landlord Insurance, Home Insurance, Realestate TransactionSmart Insurance Agency LUTCFJanuary 28, 2026Landlord Insurance, Home Insurance, Realestate Transaction
Seller’s Renters Insurance Is Often Missing
Seller’s Renters Insurance Is Often Missing

No renters policy means serious risk. The buyer's policy does not cover the seller's belongings or personal liability.

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Realestate Transaction, Renters Insurance, Landlord InsuranceSmart Insurance Agency LUTCFJanuary 28, 2026Renters Insurance, Landlord Insurance, Realestate Transaction
Smart Insurance Agency
21134 Costanso Street,
Los Angeles, CA, 91364,
United States
323-291-2222 mona@smart-insuranceagent.com
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Smart Insurance Agency

 
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